The poor performance of the rand is an ongoing concern for investors. Gaining offshore exposure is a good way to mitigate against the risk that a weak rand presents, but what is the best way to go about doing so?

While most investors understand the compelling reasons for investing offshore, which include diversification benefits, reduced emerging market and currency risk, and maintenance of ‘hard’ currency spending power, they tend to lose sight of the fact that offshore is only one component of their overall portfolio. Therefore, their offshore investments must be considered holistically, together with their local investments.

With the cost of education soaring, relying purely on your salary to finance your children’s education is becoming increasingly difficult. Consider saving for education to relieve the future pressure.

Deterred by the large number of investment options available, many would-be investors fail to make the most important decision: the decision to start. Becoming aware of how you approach financial decision making may help you overcome this common stumbling block, writes Didintle Mokonoto.

Starting your retirement savings is as much a mental battle as it is a financial one. Read up on how your excuses may be holding you back.