Planning is essential to ensure your retirement money lasts as long as you do. Before you retire, it is crucial to have a frank look at your finances to assess what your needs will be during this phase of your life, and plan accordingly. There are two key financial risks you face in retirement: You could outlive your capital or inflation could erode your money’s buying power...

I am often surprised by how little people know about their retirement funds. In most cases, a combination of retirement funds will represent the largest asset in most individuals’ portfolios by the time they retire. That is if their retirement funds were preserved every time they left their employers in the past. Sadly, this rarely is the case…

The pandemic has truly brought home the important role that schools play in the welfare of our children, but education remains expensive. And with the return to the classroom comes the return of other expenses, such as travel and uniforms. Abulela Gazi, Head of Client and Business Solutions at Metropolitan, says while a good education is an important stepping stone in our child’s future, it is costly...

The Covid-19 pandemic has drastically changed the financial lives of South Africans, making saving for education even more challenging. Uncertainty around job security, market movements and the duration of the pandemic are putting additional pressure on parents who need to get their children through education...

Women are more educated and successful than ever. But with gender pay gaps and more frequent career disruption related to family responsibility, many women feel disempowered when it comes to personal finance. So this August – during Women’s Month – take control of your finances. Not only is this empowering, it will ensure that you build a financial roadmap for your future. “As women, many of us abdicate our long-term money decisions to other...