The lines between financial services and technology firms have blurred to the point that previously distinct sectors are colliding. Financial services companies are using technology to sharpen operational efficiency, lower costs, improve customer experience and heighten the appeal of their products and services. Investment managers, Independent Financial Advisers (IFAs) and bankers have started deploying fully customised robo-advice or computer-automated investment platform processes. The question is no longer whether fintech (financial technology) will transform the financial services sector, but which firms will apply it expeditiously and emerge as leaders. According to...

The mindset of 'making your money work for you and not just working for your money' is difficult to embrace for most people in South Africa living from one pay check to the next...

Whether you're a late investment bloomer or you're hoping to join the working world and begin building your financial dynasty in 2020, it's never too early - or too late - to start learning about the world of investing and how to achieve your financial goals, says Tlotliso Phakisi, investment analyst at Cannon Asset Managers. To get you started on your journey...

The coronavirus crisis is creating chaos throughout the world. Not just because of how quickly the new virus can spread within populations and overwhelm healthcare systems, but the toll it’s taking on people’s financial lives. In the first two weeks of April alone, nearly one and half million South Africans filed for unemployment benefits. Many people are grappling with the reality of being unemployed (or underemployed) without any emergency savings to rely on during this crisis...

Many of us will face big financial decisions during our lifetime, whether it's deciding how best to maximise our income in retirement, or where to invest a lump sum. Working out which course of action to take can be difficult, which is why many people seek professional financial advice on the various options available...